Scruggs Volunteer Fire & Rescue
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CURRENT ISO RATING - 4/4Y
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What is ISO?

Your insurance rate can be affected by many different factors. The Insurance Services Office (ISO) rating is one of those factors. ISO collects information on fire-protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data using a Fire Suppression Rating Schedule (FSRS). 
What does the Rating Mean?

​​ISO assigns a Public Protection Classification from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area's fire-suppression program doesn't meet ISO’s minimum criteria.

When ISO develops a single Public Protection Classification (PPC™) for a community, all community properties receive that classification. However, in our community, ISO developed a split classification, which was revised in 2013 to reflect the risk of loss more precisely. The first number refers to the classification of properties within 5 road miles of a fire station and within 1,000 feet of a creditable water supply. The second number, with either the X or Y designation, applies to properties within 5 road miles of the fire station but beyond 1,000 feet of a creditable water supply. ISO generally assigns Class 10 to properties beyond 5 road miles.
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We are your neighbors, co-workers, and friends. We are also members of the 100% volunteer Scruggs Fire & Rescue, and we dedicate our efforts to saving lives, delivering quality emergency medial services, and providing community education safety. We encourage you to stay in touch and be apart of our team effort.
©  Scruggs Volunteer Fire & Rescue 2021. Maintained by SVFR Members. All Rights Reserved.
  • About Us
    • From the Chief
    • Organizational Chart
    • Apparatus
    • History
  • Join
  • Community Resources
    • Forms >
      • Commendation or Complaint Form
      • Controlled Burn Notification
      • Public Education Request
    • Upcoming Events
    • CPR / AED Training
    • Fire Safety Information
    • ISO
  • Contact Us